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Insurance OverviewTo assist us with the Insurance Process for NFL FLAG, please follow this simple plan outlined below. The following is an overview of NFLP’s insurance coverage for NFL FLAG leagues and the insurance requirements of the local organizations that organize and run the individual leagues. This is for general information purposes only and does not supersede the NFL FLAG league Terms and Conditions, which must be signed by all participating organizations. 1. NFLP has an insurance policy covering NFL FLAG that consists of, among other things: (a) a $10,000 accidental death and dismemberment policy; (b) a $25,000 accidental medical expense benefit; (c) a $3,000 dental policy and (d) a $1,000,000 liability policy. 2.If a participant is injured while participating in an NFL FLAG league, the participant will be paid up to $10,000 in the event of accidental death or dismemberment, up to $25,000 in reimbursement for medical bills, and up to $3,000 in reimbursement for dental bills. Any claim in excess of those amounts may have to be tendered to some or all of the insurance companies of the NFL, the respective regional program manager (if any), and/or your insurance company. Payments under those policies may be subject to legal proceedings and/or settlement. 3. Your organization must sign the NFL FLAG league Terms and Conditions form and must have an insurance policy covering its activities with limits of at least $1,000,000 as outlined in the Terms and Conditions. Your organization is responsible for contacting its insurer to determine whether this requirement can be met and for providing NFL with the appropriate certificate(s) of insurance. Your organization must name the following organizations as additional insureds: NFL Properties LLC., NFL Ventures L.P., the National Football League, and its member professional football clubs and each of their respective officers, directors, shareholders, employees, sponsors and agents. Please note that the address that needs to go under the "Certificate Holder" section on your Certificate of Insurance is as follows: NATIONAL FOOTBALL LEAGUE To keep things simple, PLEASE have your insurance company send the original back to you, so that you can include it in the packet you mail. Be sure to request that your insurance company lists the name of your league (as it appears on your Terms and Conditions form on pages 15 and 16) under the “Insured” section, so no confusion exists regarding which league this certificate covers. 4.NFLP cannot name your organization as an additional insured under its insurance policies referenced above. Self-Insured Municipalities and Other Governmental OrganizationsInstead of providing a certificate of insurance, all self-insured municipalities and governmental organizations are required to provide NFL with a letter stating they are self-insured prior to the beginning of league play. |